Last year someone hit my 2007 chevy cobalt and totaled it from behind. I had full coverage through state farm. They appraised my car at 12000 however my loan was for 19000. I had gap insurance to cover the rest. I signed all the paperwork and didn’t hear anything else. However, when I go to get a new car I come to find out my GMAC loan is still open in collections. Never received a call or a letter. State farm just sent the check feb 10th 2010. A year and a month later. I have been receiving negative hits on my credit for the last year. This is crazy im besides myself. Gap insurance never sent their payment said they never got a claim. What can I do someone please help me. My credit doesn’t deserve this Thank you!
THE PERSON WHO HIT ME LEFT THE SCENE SO I HAD NO CHOICE

Tagged with: chevy cobalt • collections • full coverage • gap • gap insurance • gmac • insurance • new car • paperwork • state farm

Filed under: GAP Coverage

Like this post? Subscribe to my RSS feed and get loads more!