ok, i was involved in auto accident earlier this week & it was not my fault at all… i was at a complete stop waiting for oncoming traffic to pass so I could make a left hand turn. I had my blinker on & was sitting at a complete stop for about 10-15 seconds & this woman struck me at full speed from behind. She has no insurance at all, expired tags, & driving on a revoked license. I, on the other-hand, have full coverage insurance but I just found out that I do not have uninsured motorist property damage, but I have uninsured motorist bodily injuries. Since I have full coverage, my co. will take the responsibility of the damages but I have to pay my 0 co-pay. So, is this woman going to walk away sky free from the responsibility of the damage to my car since I don’t have UMPD? The appraiser came out this a.m. & said my car is probably totaled but here is another issue, I owe more than what the car is actually worth! So, I’m going to be stuck paying the difference from what the company totals my car out at & what I actually owe!! What can I do? I’m unsure if I have Gap insurance… any advice would be greatly appreciated!!!

Tagged with: amp • auto accident • blinker • bodily injuries • damages • full coverage insurance • full speed • gap • gap insurance • insurance • left hand • oncoming traffic • sky • uninsured motorist property damage

Filed under: GAP Coverage

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